Phone: 800.326.4188 ext. 222 & 226
Fax: 850.479.3891
Address: 4300 Bayou Blvd. Suite 33
  Pensacola, Florida 32503
  September 20, 2021 HOME   FCC HISTORY   WHY LEASE?   NEWSLETTER   PROGRAMS   CONTACT


Why Lease



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You can lease any kind of equipment. Machine tools, construction equipment, copiers, computers, computer software, from single items to an entire office or plant. You can have equipment from more than one vendor on your lease.

YOUR CHOICE
You choose the equipment you want. You make the arrangements as to price and specifications with your supplier. You retain all manufacturers warranties and guarantees.

LOWER MONTHLY PAYMENTS
Typical lease terms are two to five years. The term is longer than a normal bank, resulting in lower monthly payments.

100% FINANCING INCLUDING SOFT COSTS
You enjoy 100% financing. Practically any other financing demands a substantial down payment, deposit, or compensating bank balance. By leasing, you quickly acquire the equipment you want without major cash outlay. You can also include soft costs such as installation, training, support, etc.

REALIZE TAX ADVANTAGES
You gain possible tax advantages. Lease payments are often treated as fully deductible expenses. This means a more rapid write-off to you. Because the lease term is usually shorter than the depreciable life, payments can be expensed in a shorter duration.

LET THE EQUIPMENT PAY FOR ITSELF
You keep both cash and equipment generating profits. Cash and equipment are both working assets. With no cash tied up in the equipment, you have both assets working for you.

SOLUTION FOR BUDGET RESTRICTIONS
You can deal with budget restrictions. Budget restrictions preventing purchase of equipment or acquisition of fixed assets still may often permit a workable lease arrangement. This may be true of branch operations of large companies, hospitals, non-profit organizations, and municipalities.

ELIMINATE OBSOLESCENCE
With today's rapidly moving technology, some equipment can become obsolete relatively quickly. Leasing frequently enables you to acquire the new equipment you need without having to keep costly old equipment working years beyond its profitable time.

SIMPLIFY ACCOUNTING
You can project costs more accurately. You have known payments over a specified period. There are no depreciation figures to be questioned, no varying interest costs to be estimated. Leasing helps take the guesswork out of budgeting.

ADDITIONAL LINES OF CREDIT
You can build your available credit. With leasing you can get the equipment you need without disturbing your present bank credit lines. Preserving your bank lines for other possible uses means the same thing to you as expanding available credit.

AVOID DILUTION OF EQUITY
Leasing offers you a viable alternative to raise additional capital through adding more shareholders or partners or limiting your lines of credit with loans on your fixed assets.

LEASE PLANS OFFER FLEXIBILITY
You have real flexibility in lease plans. Lease plans can be arranged to match your cash flow pattern, to match seasonal business, or to match earnings generated by equipment. Upon maturity of your lease, arrangements can be made for renewal, purchase, or return of equipment. We will structure a lease plan to fit your situation and specific requirements.

You may find leasing the least expensive way to get equipment. After examining the possibilities involved in cash purchase, a bank loan, or installment purchase, and after considering the advantages you can derive from freed-up capital, you will find leasing costs you less than other methods of acquiring the equipment you need.